Rear End Collision
$2,300,000
Insurer offered$85,000
Spinal cord injury after a rear end crash. The insurer offered $85,000.
Serving New Jersey
Hurt in a crash? The insurance company already has a team working on your claim. You should too. A free call tells you where you stand.
Your attorneyPaul Perkins, Esq.Of Counsel. Licensed in New Jersey.Attorney advertising. Services are not available in all states.

Reviewed by Paul Perkins, Attorney at Law, Of Counsel. Meet the team
In New Jersey, N.J.S.A. 59:8-8 requires a written notice of claim within 90 days when a public entity such as NJ Transit, a municipality or the State caused or contributed to your crash. Miss it and the claim against that entity can be lost. Top USA Law serves notices in the first weeks. Call (877) 411-5291.
N.J.S.A. 59:8-8 is part of the New Jersey Tort Claims Act, the law that allows injury claims against government bodies but on the government's terms. It requires that a claim for injury be presented to the public entity, in writing, not later than the 90th day after the claim accrued. For a crash, the claim accrues on the day of the collision.
The notice must identify the claimant, describe the incident, the injuries and the damages claimed, and name the public entity and employees believed responsible. Each entity has its own claim form and its own office for service, and the notice must reach the right one. After the notice is served, no lawsuit may be filed for six months, and the suit must then be filed within two years of the crash.
Public entities in New Jersey car accident cases include NJ Transit buses and trains, county and municipal buses, police vehicles, public works and road department trucks, school district buses, and the public entities that design and maintain roads, signals and guardrails.
It applies whenever a public entity or public employee may be liable, even partly. If a police cruiser ran a light, if an NJ Transit bus rear ended you, or if a missing stop sign or broken signal contributed to the crash, a notice is required for that entity. The claim against any private driver in the same crash follows the ordinary two year rule under N.J.S.A. 2A:14-2 and needs no notice.
The Act allows a court to permit a late notice up to one year after the crash, but only on a motion showing extraordinary circumstances and no substantial prejudice to the entity. Courts apply that standard strictly, and being unaware of the rule is not an extraordinary circumstance. After one year no late notice is possible.
A driver is hit by a municipal snow plow in Hackensack on January 20, 2026. The 90 day notice must be presented to the City of Hackensack by April 20, 2026. Suit cannot be filed until October 20, 2026 at the earliest and must be filed by January 20, 2028. If the plow driver's employer was actually Bergen County, the notice must go to the county; serving the wrong entity does not satisfy the statute, which is why we investigate the vehicle's ownership immediately.
The Tort Claims Act also limits pain and suffering recovery against a public entity to cases involving a permanent loss of a bodily function, permanent disfigurement or dismemberment, with medical expenses above a statutory amount. Your own PIP coverage under N.J.S.A. 39:6A-4 still pays medical bills in the meantime.
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Rear End Collision
$2,300,000
Insurer offered$85,000
Spinal cord injury after a rear end crash. The insurer offered $85,000.
T Bone Accident
$1,800,000
Insurer offered$120,000
Broken pelvis and internal bleeding at an intersection. The insurer offered $120,000.
Drunk Driver Victim
$1,500,000
Insurer offered$50,000
Traumatic brain injury caused by an impaired driver. The insurer offered $50,000.
Every case is different. Past results do not guarantee, warrant, or predict a similar outcome.
We identify every potential public entity in the first days, confirm who owns and operates the vehicle or the roadway, and serve the notice of claim on each one well inside 90 days. Paul Perkins, Of Counsel, is licensed in New Jersey. See the New Jersey car accident lawyer page or call (877) 411-5291.
We serve New Jersey clients by phone, video and in person appointments arranged case by case.
Hurt in a crash? Talk it through for free.
New Jersey filing deadlines and insurance notice rules can be short. A free call tells you where your clock stands.
Last reviewed by Paul Perkins, Esq., September 2026.
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Top USA Law took over everything after my car accident. They got me $450,000 when insurance only offered $15,000. I recommend them to everyone.
Client testimonials. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case.
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