Rear End Collision
$2,300,000
Insurer offered$85,000
Spinal cord injury after a rear end crash. The insurer offered $85,000.
Serving Union City, New Jersey
Car Accident Lawyer in Union City, New Jersey
Hurt in a crash in Union City? The insurance company already has a team working on your claim. You should too. A free call tells you where you stand.
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Your attorneyPaul Perkins, Esq.Of Counsel. Licensed in New Jersey.Attorney advertising. Services are not available in all states.
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In New Jersey, a Union City crash claim has two parts. Your own PIP coverage pays the doctors from day one, and a claim against the at fault driver pays for pain, lost income and whatever PIP did not cover, if your injury qualifies. Top USA Law builds both parts. Call (877) 411-5291.
Where Union City drivers and pedestrians get hurt
Union City is built on a narrow strip of the Palisades, and nearly every street is a shared street. Bergenline Avenue is the commercial spine, lined with storefronts, double parked delivery vans, NJ Transit buses and the private jitney vans that stop wherever a passenger waves. People cross mid block because the next light is too far, and a driver pulling out from behind a bus often does not see them until too late.
Kennedy Boulevard runs the length of the city a block west and carries the through traffic that Bergenline cannot, so it is where the faster crashes happen: left turns across two lanes, red light runs at the numbered cross streets, and sideswipes near the schools. Route 495 climbs through the middle of town toward the Lincoln Tunnel helix, and its ramps push cars into tunnel bound traffic that is already stacked up.
Paterson Plank Road drops down the cliff toward Hoboken on a steep, curving grade, and Palisade Avenue along the cliff edge sees door strikes and cyclist crashes. Each produces a different injury and a different set of witnesses, which is why we ask exactly where it happened.
Palisades Medical Center, Hoboken University and the Hudson County court
Ambulances from Union City run to Palisades Medical Center in North Bergen or to Hoboken University Medical Center at the bottom of the cliff, and the most serious injuries go to Jersey City Medical Center, the trauma center for Hudson County. Insurers treat that first record as the honest version of your injuries, and a gap before the first visit becomes their argument that something else caused the pain. Get looked at within a day.
The police report and filing in Jersey City
The Union City Police Department writes the report for crashes on Bergenline, Kennedy Boulevard and the side streets. A crash on the Route 495 viaduct may belong to a different agency, so ask the officer who will hold it. A lawsuit is filed in the Superior Court of New Jersey, Law Division, Hudson County, at the William J. Brennan Courthouse on Newark Avenue in Jersey City.
No fault coverage, the threshold and the deadlines
Under N.J.S.A. 39:6A-4, your own PIP coverage pays medical bills no matter who caused the crash, up to your policy limit. A pedestrian without a car policy looks to the PIP on the vehicle that struck them. Under N.J.S.A. 39:6A-8, a policyholder who chose the limitation on lawsuit option can only claim pain and suffering for a displaced fracture, loss of a body part, significant scarring or disfigurement, a permanent injury shown by objective medical evidence, or death. Your declarations page shows which applies.
You have two years from the crash to file under N.J.S.A. 2A:14-2. If an NJ Transit bus, a city, county or State vehicle was involved, N.J.S.A. 59:8-8 requires a written notice of claim within 90 days, and the claim can be lost without it. The private jitneys on Bergenline are not public entities, so ordinary deadlines apply. Under N.J.S.A. 2A:15-5.1, shared fault reduces your recovery by your percentage and bars it at 51 percent or more.
See if you have a case
Three answers and a phone number. An attorney reviews your situation and calls you back, free.
Results in cases like this
T Bone Accident
$1,800,000
Insurer offered$120,000
Broken pelvis and internal bleeding at an intersection. The insurer offered $120,000.
Drunk Driver Victim
$1,500,000
Insurer offered$50,000
Traumatic brain injury caused by an impaired driver. The insurer offered $50,000.
Every case is different. Past results do not guarantee, warrant, or predict a similar outcome.
Where we help in New Jersey
How Top USA Law handles a Union City car accident claim
Top USA Law's main office is at 411 Hackensack Ave in Hackensack, and Union City clients are seen there, at home or at the hospital. In the first days we collect the Union City police report, your declarations page and the hospital records, open the PIP claim and notify the other insurer. Bus and public vehicle cases get the 90 day notice out first. Read the New Jersey car accident lawyer page for the statewide rules, or call (877) 411-5291. Free consultation, no fee unless we win, costs may apply.
Our New Jersey offices
Courts where New Jersey crash cases are heard
- Hudson County Superior Court, Jersey City
New Jersey laws that control your case
N.J.S.A. 39:6A-4
Personal injury protection: your own policy pays medical bills after a crash regardless of fault.
N.J.S.A. 39:6A-8
The limitation on lawsuit option, known as the verbal threshold, chosen on your own auto policy.
N.J.S.A. 2A:15-5.1
Modified comparative negligence: recovery is reduced by your share of fault and barred at 51 percent.
N.J.S.A. 2A:14-2
Two year deadline to file a personal injury lawsuit.
N.J.S.A. 2A:31-3
Two year deadline for a wrongful death action.
N.J.S.A. 59:8-8
Ninety day notice of claim under the Tort Claims Act for claims against public entities.
N.J.S.A. 39:4-129
Duty to stop and report after a crash; leaving the scene of an injury crash is a crime.
N.J.S.A. 39:4-50
Driving while intoxicated.
Hurt in a crash in Union City? Talk it through for free.
New Jersey filing deadlines and insurance notice rules can be short. A free call tells you where your clock stands.
Car Accidents questions in Union City
Which hospital sees Union City car accident injuries?
Most go to Palisades Medical Center in North Bergen or Hoboken University Medical Center, and the worst injuries are taken to Jersey City Medical Center, the Hudson County trauma center. Top USA Law requests the chart from whichever hospital treated you first.
How do I get the Union City police report?
Request it from the Union City Police Department records bureau, usually a few days after the crash. If another agency responded on the Route 495 viaduct, the officer at the scene can tell you who holds it. We obtain it for clients.
Where would my Union City lawsuit be filed?
In the Superior Court of New Jersey, Law Division, Hudson County, at the William J. Brennan Courthouse on Newark Avenue in Jersey City. N.J.S.A. 2A:14-2 gives you two years from the crash to file, and most of the work happens well before that date.
I was hit by a bus on Bergenline Avenue. Does it matter which bus?
Yes. An NJ Transit bus is a public entity, so N.J.S.A. 59:8-8 requires a written notice of claim within 90 days of the crash. The private jitney vans on the same route are not public, and ordinary deadlines apply. Tell us which one it was.
I do not own a car. Does PIP still cover me as a pedestrian?
Usually, yes. A pedestrian with no auto policy looks to the PIP on the vehicle that hit them for medical bills. Whether the verbal threshold limits pain and suffering depends on whether you own a policy that selected it; people with none are generally not limited.
What does it cost to hire Top USA Law for a Union City crash?
Nothing up front. The consultation is free, and the firm works on a contingency fee, so there is no attorney fee unless money is recovered for you. Case costs may apply and are spelled out in writing before you sign anything.
Last reviewed by Paul Perkins, Esq., September 2026.
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