Rear End Collision
$2,300,000
Insurer offered$85,000
Spinal cord injury after a rear end crash. The insurer offered $85,000.
Serving Jersey City, New Jersey
Car Accident Lawyer in Jersey City, New Jersey
Hurt in a crash in Jersey City? The insurance company already has a team working on your claim. You should too. A free call tells you where you stand.
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In New Jersey, your own auto policy's PIP coverage pays the medical bills after a Jersey City crash whether it happened on Kennedy Boulevard or Route 440, and a second claim against the at fault driver covers pain and suffering when your injury clears the state's threshold. Top USA Law manages both claims. Call (877) 411-5291 for a free review.
Where Jersey City car accidents happen
Jersey City sits between the Holland Tunnel and the Turnpike Extension, and many of its crashes are drivers passing through in a hurry. The tunnel approaches on Route 139 and along Twelfth and Fourteenth Streets back up for blocks every evening, and rear end hits happen when the line lurches forward and stops again. The Pulaski Skyway, carrying Routes 1 and 9 over the meadows, has no shoulders, so a single tap becomes a chain collision with nowhere to pull off.
Route 440 along the west side is a divided highway with retail driveways and jug handles, and the crossings at Communipaw Avenue and near the Hudson Mall see left turn and red light crashes. Kennedy Boulevard runs the length of the city through Journal Square, four lanes of buses, taxis and double parked cars, and the Boulevard is where many of the city's pedestrian injuries happen.
Grand Street, Marin Boulevard and Washington Boulevard carry cars around the Hudson Bergen Light Rail, and drivers turning across the tracks or stopping short at a crossing gate get hit from behind. Cyclists on the Grove Street and Newport blocks are doored by ride share drivers pulling to the curb near the PATH stations.
Getting checked at Jersey City Medical Center
Jersey City Medical Center on Grand Street is a Level II trauma center and the hospital city ambulances use for serious crashes from the Skyway, Route 440 and the tunnel approaches. What matters is that the first record of the injury is dated the day of the crash, because the adjuster reads that emergency room note first. If you woke up stiff the next day, go in that day and say it was a car crash.
Police reports and filing in Hudson County
The Jersey City Police Department writes the report for crashes on city streets, Kennedy Boulevard and Route 440, and copies come from the department's records bureau. If the collision was on the Turnpike Extension, the New Jersey State Police hold the report.
A Jersey City car accident lawsuit is filed in the Superior Court of New Jersey, Law Division, Hudson County, at the William J. Brennan Courthouse on Newark Avenue, a few blocks from Journal Square.
PIP, the lawsuit threshold and the 90 day rule
New Jersey is a no fault state. Under N.J.S.A. 39:6A-4, the PIP coverage on your own policy pays your medical bills regardless of fault, up to the limit you selected. Under N.J.S.A. 39:6A-8, if you chose the limitation on lawsuit option, you can only sue for pain and suffering when the injury is a displaced fracture, loss of a body part, significant scarring or disfigurement, a permanent injury shown by objective medical evidence, or death. Drivers who chose the unlimited right to sue have no threshold. We read your declarations page to check.
The lawsuit has to be filed within two years of the crash under N.J.S.A. 2A:14-2. If an NJ Transit bus, a light rail vehicle or a City of Jersey City vehicle was involved, the Tort Claims Act, N.J.S.A. 59:8-8, requires a written notice of claim within 90 days, and missing that notice can end the case. Fault is split under N.J.S.A. 2A:15-5.1: you can recover if your share is not greater than the other side's, and a driver found 51 percent or more at fault recovers nothing.
See if you have a case
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Results in cases like this
T Bone Accident
$1,800,000
Insurer offered$120,000
Broken pelvis and internal bleeding at an intersection. The insurer offered $120,000.
Drunk Driver Victim
$1,500,000
Insurer offered$50,000
Traumatic brain injury caused by an impaired driver. The insurer offered $50,000.
Every case is different. Past results do not guarantee, warrant, or predict a similar outcome.
Where we help in New Jersey
How Top USA Law handles Jersey City car accident claims
Top USA Law works Jersey City cases from its main office at 411 Hackensack Ave in Hackensack and meets clients at home or at Jersey City Medical Center when travel is hard. In the first week we pull the Jersey City police report, read your declarations page for the lawsuit option, open the PIP claim and send the other insurer a letter of representation. Public entity notices go out immediately. The New Jersey car accident lawyer page explains the state rules in full, or call (877) 411-5291. No fee unless we win; costs may apply.
Our New Jersey offices
Courts where New Jersey crash cases are heard
- Hudson County Superior Court, Jersey City
New Jersey laws that control your case
N.J.S.A. 39:6A-4
Personal injury protection: your own policy pays medical bills after a crash regardless of fault.
N.J.S.A. 39:6A-8
The limitation on lawsuit option, known as the verbal threshold, chosen on your own auto policy.
N.J.S.A. 2A:15-5.1
Modified comparative negligence: recovery is reduced by your share of fault and barred at 51 percent.
N.J.S.A. 2A:14-2
Two year deadline to file a personal injury lawsuit.
N.J.S.A. 2A:31-3
Two year deadline for a wrongful death action.
N.J.S.A. 59:8-8
Ninety day notice of claim under the Tort Claims Act for claims against public entities.
N.J.S.A. 39:4-129
Duty to stop and report after a crash; leaving the scene of an injury crash is a crime.
N.J.S.A. 39:4-50
Driving while intoxicated.
Hurt in a crash in Jersey City? Talk it through for free.
New Jersey filing deadlines and insurance notice rules can be short. A free call tells you where your clock stands.
Car Accidents questions in Jersey City
Which hospital handles serious Jersey City car crashes?
Jersey City Medical Center on Grand Street is a Level II trauma center and the usual destination for ambulances from Route 440, the Pulaski Skyway and the tunnel approaches. Christ Hospital on Palisade Avenue sees many Heights injuries. Top USA Law requests records from whichever hospital saw you.
How do I get my Jersey City crash report?
For crashes on city streets, Kennedy Boulevard or Route 440, the Jersey City Police Department wrote the report and you request it from the records bureau. For the Turnpike Extension, the New Jersey State Police hold it. Get the report number at the scene.
Where would my Jersey City car accident case be filed?
In the Superior Court of New Jersey, Law Division, Hudson County, at the William J. Brennan Courthouse on Newark Avenue near Journal Square. N.J.S.A. 2A:14-2 gives you two years from the crash to file, and the notice deadline is far shorter if a public entity was involved.
A Hudson Bergen Light Rail train hit my car at a crossing. What changes?
The light rail is an NJ Transit system, and NJ Transit is a public entity under the Tort Claims Act. N.J.S.A. 59:8-8 requires a written notice of claim within 90 days of the crash, before any lawsuit. Buses fall under the same rule.
I do not know if I picked the verbal threshold. Does that matter?
It matters a lot. Under N.J.S.A. 39:6A-8 the limitation on lawsuit option restricts pain and suffering claims to serious, permanent injuries, while the unlimited option has no restriction. The choice is printed on your declarations page, and Top USA Law reads it first.
How much does a Jersey City car accident lawyer charge?
Top USA Law handles Jersey City crash cases on contingency. The consultation is free, there is no attorney fee unless the firm recovers money for you, and costs may apply and are explained in writing before you sign. You pay nothing while it is pending.
Last reviewed by Paul Perkins, Esq., September 2026.
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Top USA Law took over everything after my car accident. They got me $450,000 when insurance only offered $15,000. I recommend them to everyone.
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