Rear End Collision
$2,300,000
Insurer offered$85,000
Spinal cord injury after a rear end crash. The insurer offered $85,000.
Serving Cherry Hill, New Jersey
Car Accident Lawyer in Cherry Hill, New Jersey
Hurt in a crash in Cherry Hill? The insurance company already has a team working on your claim. You should too. A free call tells you where you stand.
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In New Jersey, your own auto policy pays the medical bills after a Cherry Hill car accident through PIP, whoever was at fault, and a separate claim against the driver who hit you covers what PIP leaves out. Top USA Law takes Cherry Hill cases by phone, video, at home or at the hospital. Call (877) 411-5291.
Cherry Hill crash patterns, road by road
Cherry Hill is a township of wide arterial roads lined with shopping centers, and the crashes follow the driveways. Route 38 and Route 70 run roughly parallel across the township with a curb cut every few hundred feet, and the stretch of Route 38 by the Cherry Hill Mall and Haddonfield Road is where much of the trouble happens. A driver turning left out of the mall across three lanes, or braking hard for a jughandle while the car behind reads a sign, produces the rear end and angle crashes Cherry Hill Police see most.
Kings Highway, which is Route 41, crosses both of those roads and meets Route 70 at Ellisburg, a crowded signal that backs up at rush hour. Church Road and Haddonfield Road connect them. To the east, I-295 runs through the township, and its ramps at Route 38 and Route 70 mix highway speed with drivers hunting for an exit. The injuries that mean surgery and months of physical therapy tend to come from there.
NJ Transit buses run Route 38 and Route 70 and stop at the mall, so bus and pedestrian crashes are part of the picture, with a deadline of their own.
Cooper, the records, and filing in Camden County
Serious Cherry Hill crashes go to Cooper University Hospital in Camden, the Level I trauma center for southern New Jersey. Lesser injuries often end up at Virtua Voorhees, just past the township line. Keep your discharge papers, because the insurer reads that first chart more carefully than anything you say later. If you skipped the emergency room, see a doctor when the pain shows up and say it started with the crash.
PIP and the verbal threshold
Under N.J.S.A. 39:6A-4, the PIP coverage on your own auto policy pays your medical bills regardless of fault, up to the medical limit you selected. PIP is not a claim for your pain. That depends on N.J.S.A. 39:6A-8: with the limitation on lawsuit option, the verbal threshold, you can only recover non economic damages for a displaced fracture, loss of a body part, significant scarring or disfigurement, a permanent injury confirmed by objective medical evidence, or death. The unlimited right to sue option has no threshold. Your declarations page tells us which you have.
The Camden County Hall of Justice and two clocks
A lawsuit over a Cherry Hill crash is filed in the Superior Court of New Jersey, Law Division, Camden County, at the Camden County Hall of Justice in Camden, and N.J.S.A. 2A:14-2 sets a two year deadline from the crash. There is a shorter clock too: if an NJ Transit bus, a township vehicle or any other public vehicle was involved, the Tort Claims Act, N.J.S.A. 59:8-8, requires a written notice of claim within 90 days, and without it the claim can be over before it begins. Fault is shared under N.J.S.A. 2A:15-5.1, so partial blame for a jughandle crash does not end your case if your share is not greater than the other side's.
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Results in cases like this
T Bone Accident
$1,800,000
Insurer offered$120,000
Broken pelvis and internal bleeding at an intersection. The insurer offered $120,000.
Drunk Driver Victim
$1,500,000
Insurer offered$50,000
Traumatic brain injury caused by an impaired driver. The insurer offered $50,000.
Every case is different. Past results do not guarantee, warrant, or predict a similar outcome.
Where we help in New Jersey
How Top USA Law handles a Cherry Hill car accident case
Top USA Law's main office is in Hackensack, and Cherry Hill clients work with the firm by phone, video, at home or at the hospital. Early on we request the Cherry Hill Police report, read your declarations page, collect the Cooper or Virtua Voorhees records, open the PIP claim and notify the other insurer. When a bus or township vehicle is involved, the 90 day notice goes out first. The statewide rules are on the New Jersey car accident lawyer page, or reach the firm at (877) 411-5291. Free consultation, no fee unless we win, costs may apply.
Our New Jersey offices
Courts where New Jersey crash cases are heard
- Camden County Superior Court, Camden
New Jersey laws that control your case
N.J.S.A. 39:6A-4
Personal injury protection: your own policy pays medical bills after a crash regardless of fault.
N.J.S.A. 39:6A-8
The limitation on lawsuit option, known as the verbal threshold, chosen on your own auto policy.
N.J.S.A. 2A:15-5.1
Modified comparative negligence: recovery is reduced by your share of fault and barred at 51 percent.
N.J.S.A. 2A:14-2
Two year deadline to file a personal injury lawsuit.
N.J.S.A. 2A:31-3
Two year deadline for a wrongful death action.
N.J.S.A. 59:8-8
Ninety day notice of claim under the Tort Claims Act for claims against public entities.
N.J.S.A. 39:4-129
Duty to stop and report after a crash; leaving the scene of an injury crash is a crime.
N.J.S.A. 39:4-50
Driving while intoxicated.
Hurt in a crash in Cherry Hill? Talk it through for free.
New Jersey filing deadlines and insurance notice rules can be short. A free call tells you where your clock stands.
Car Accidents questions in Cherry Hill
Which hospital handles serious Cherry Hill car accident injuries?
Cooper University Hospital in Camden is the Level I trauma center, and ambulances take the worst crashes from I-295, Route 38 and Route 70 there. Virtua Voorhees, just east of the township, sees many less severe injuries. We request the records from either one.
How do I get the crash report for an accident in Cherry Hill?
Cherry Hill Police respond to crashes on township roads, including Route 38, Route 70, Kings Highway and Haddonfield Road, and the report is requested through the department. Crashes on I-295 may belong to the New Jersey State Police instead. Tell us where it happened.
Where is a Cherry Hill car accident lawsuit filed, and how long do I have?
In the Superior Court of New Jersey, Law Division, Camden County, at the Camden County Hall of Justice in Camden. N.J.S.A. 2A:14-2 gives you two years from the crash, and waiting for the insurer to make an offer does not extend that deadline.
An NJ Transit bus hit my car on Route 70. Is there a special rule?
Yes. NJ Transit is a public entity, so under the Tort Claims Act, N.J.S.A. 59:8-8, a written notice of claim must be served within 90 days before you can sue. The same rule covers a township vehicle, and missing the notice can end a strong claim.
The adjuster says I was partly at fault on Route 38. Can I still recover?
Usually yes. Under N.J.S.A. 2A:15-5.1 you can recover as long as your share of fault is not greater than the combined fault of the people you are suing, reduced by your percentage. At 51 percent or more you get nothing, so we contest the split.
How does Top USA Law charge for a Cherry Hill car accident case?
On a contingency fee. There is no charge for the consultation, and the attorney fee comes only out of money recovered for you, so no recovery means no fee. Case costs may apply, and each one is set out in writing before you sign.
Last reviewed by Paul Perkins, Esq., September 2026.
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