Rear End Collision
$2,300,000
Insurer offered$85,000
Spinal cord injury after a rear end crash. The insurer offered $85,000.
Serving Tuscaloosa, Alabama
Hurt in a crash in Tuscaloosa? The insurance company already has a team working on your claim. You should too. A free call tells you where you stand.
Your attorneyAndranik "Andy" Boyadzhyan, Esq.Founding Attorney. Licensed in Alabama.Attorney advertising. Services are not available in all states.

By Andranik "Andy" Boyadzhyan, Attorney at Law. Meet the team
In Alabama, a Tuscaloosa car accident claim is paid from the at fault driver's liability policy, but the insurer can refuse it entirely if it pins any blame on you, so the proof from the first week is the case. Top USA Law gathers it and deals with the adjusters while you recover. Call (877) 411-5291 for a free case review.
Tuscaloosa traffic has two rhythms, the workday and the football calendar. On a weekday I-20/59 carries commuters to the Mercedes plant in Vance, and the McFarland Boulevard interchange is where the trouble starts: drivers leaving the interstate meet stopped cars at the first signal, and the rear end crashes run in chains. McFarland Boulevard itself, which is US 82, is the busiest road in the county, a strip of store entrances and left turn lanes from Skyland Boulevard north to the Northport bridge, where turning drivers misjudge gaps all day.
Closer to campus, University Boulevard and 15th Street funnel students between the Strip, the stadium and the apartments along McFarland, and pedestrians and cyclists in those crosswalks are hit by drivers watching traffic, not the curb. Lurleen Wallace Boulevard carries US 43 through downtown as a one way pair, and its wide, fast lanes catch people crossing to the courthouse.
Then there are Saturdays in the fall. A home game at Bryant-Denny Stadium puts the whole state on college town roads and sends tired and sometimes drunk drivers back onto I-20/59 and US 82 after dark. The worst crashes we see in Tuscaloosa come in those hours.
DCH Regional Medical Center is where Tuscaloosa's ambulances go, and it sees nearly every crash injury in the county. Patients needing a Level I trauma center are transferred to UAB Hospital in Birmingham. The emergency room chart from that day is what an adjuster reads first, because it lists what hurt before any lawyer was involved. A back that seizes up two days later belongs in that chart too.
Alabama has no PIP and no injury threshold. Your health insurance handles DCH's bills while the claim is open, and MedPay on your own policy, when you carry it, pays the first bills regardless of fault. The at fault driver's liability policy, mandatory on every Alabama vehicle under Ala. Code 32-7-6, reimburses all of it at the end, plus lost wages and pain. A student hit on 15th Street may also be covered under a parent's policy, and we look.
Alabama's contributory negligence rule is unforgiving: show a Tuscaloosa County jury any negligence on your part and the insurer pays nothing. We obtain the Tuscaloosa Police report or the ALEA report from I-20/59, pull footage from the businesses lining McFarland Boulevard and the Strip, download both vehicles' event data and find the fans who saw it. Preservation letters go out the first week, before game day footage is recorded over.
Lawsuits go to the Circuit Court of Tuscaloosa County at the county courthouse on Greensboro Avenue downtown. The deadline under Ala. Code 6-2-38 is two years from the crash, and a wrongful death claim has its own two year limit. If a Tuscaloosa Transit Authority bus or other city vehicle hit you, a sworn written claim goes to the city clerk before any suit, and that window is short, measured in months. A driver who left the scene violated Ala. Code 32-10-1. A DUI charge under Ala. Code 32-5A-191, common after a home game, supports a wantonness count that survives a contributory negligence defense.
See if you have a case
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Rear End Collision
$2,300,000
Insurer offered$85,000
Spinal cord injury after a rear end crash. The insurer offered $85,000.
T Bone Accident
$1,800,000
Insurer offered$120,000
Broken pelvis and internal bleeding at an intersection. The insurer offered $120,000.
Drunk Driver Victim
$1,500,000
Insurer offered$50,000
Traumatic brain injury caused by an impaired driver. The insurer offered $50,000.
Every case is different. Past results do not guarantee, warrant, or predict a similar outcome.
Top USA Law keeps no office in Tuscaloosa. Clients reach us by phone and video, or we come to your home or DCH room. In the first week we secure the crash report, notify the at fault driver's insurer, and send preservation letters to the businesses along McFarland Boulevard. If a Tuscaloosa Transit Authority bus or a city truck was involved, the sworn claim comes first. There is no charge for the consultation and no fee unless we win. Case costs may apply. The Alabama car accident lawyer page explains the statewide rules, or call (877) 411-5291.
We serve Alabama clients by phone, video and in person appointments arranged case by case.
Ala. Code 6-2-38
Two year deadline to file a personal injury lawsuit.
Ala. Code 32-7-6
Minimum liability insurance every registered vehicle must carry.
Ala. Code 32-10-1
Duty to stop and remain at the scene of an injury crash.
Ala. Code 32-5A-191
Driving under the influence.
Hurt in a crash in Tuscaloosa? Talk it through for free.
Alabama filing deadlines and insurance notice rules can be short. A free call tells you where your clock stands.
Last reviewed by Andranik "Andy" Boyadzhyan, Esq., September 2026.
Three fields. We respond fast, day or night.
My wife was killed by a drunk driver. Top USA Law handled our wrongful death case with such compassion. They got us $1.2 million.
Client testimonials. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case.
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Statewide guide: Car Accident Lawyer in Alabama