Rear End Collision
$2,300,000
Insurer offered$85,000
Spinal cord injury after a rear end crash. The insurer offered $85,000.
Serving Independence, Missouri
Car Accident Lawyer in Independence, Missouri
Hurt in a crash in Independence? The insurance company already has a team working on your claim. You should too. A free call tells you where you stand.
- No Fee Unless We Win (Costs May Apply)
- Se Habla Español
- Available 24/7
Your attorneyAndranik "Andy" Boyadzhyan, Esq.Founding Attorney. Licensed in Missouri.Attorney advertising. Services are not available in all states.
Free consultationNo cost to ask. No obligation.
No fee unless we winCosts may apply. Explained in writing.
Available 24/7Calls answered day and night.
Se habla españolEvery step in English or Spanish.
Licensed attorneysA licensed attorney on every file.
By Andranik "Andy" Boyadzhyan, Attorney at Law. Meet the team
In Missouri, an Independence car accident claim is made against the driver who caused the crash and the insurance company standing behind that driver. There is no no fault stage first, and a share of the blame reduces your recovery without ending it. Top USA Law locks down the police report, the Centerpoint records and the video before they disappear. Call (877) 411-5291.
Where Independence car accidents happen
Interstate 70 cuts across the south half of Independence, and its two busiest exits are where the city's worst wrecks pile up. The Noland Road interchange drops highway traffic onto the busiest commercial street in town, and the 291 Highway interchange a little east of it mixes trucks bound for Lee's Summit and Liberty with commuters heading downtown. Drivers who realize late that they need a ramp cut across lanes, and those crashes happen at highway speed.
Off the interstate, Noland Road is the street that comes up most. It runs north from I-70 past dealerships, fast food and the shopping near 39th Street, with a driveway or signal every block and a center turn lane drivers treat as a merge lane. 23rd Street crosses it and has the same problem from Sterling Avenue to Lee's Summit Road. On the north side US 24 carries traffic past the Truman Library and west toward Sugar Creek, and the Truman Road corridor through the older neighborhoods has narrow lanes, parked cars and pedestrians stepping out between them.
US 40 along the southern edge is faster and darker, and a rear end crash there at night is nothing like a fender bender in the Independence Center parking lot. Either way, the video and the witnesses will not keep.
Getting treated at Centerpoint after an Independence crash
Centerpoint Medical Center, off I-70 at Little Blue Parkway, is the hospital nearest most Independence crashes, and an ambulance from Noland Road usually stops there. The most severe injuries go west to University Health Truman Medical Center in Kansas City, the region's Level I trauma center. Either way, that first emergency chart becomes the backbone of the claim, and we request it the day you hire us.
The crash report and the Independence courthouse
The Independence Police Department writes the report for crashes on city streets and releases it through its records division. I-70 wrecks are often worked by the Missouri State Highway Patrol instead, and the Patrol keeps those. Eastern Jackson County has its own courthouse, so an Independence lawsuit is filed in the Circuit Court of Jackson County at the Independence courthouse rather than downtown Kansas City.
Insurance, shared fault and the time limit to sue
Because Missouri has no personal injury protection, your own auto policy does not automatically pay the hospital. Treatment runs through your health insurance while the claim is open, MedPay pays if you added it, and the bill lands on the liability policy that RSMo 303.025 makes every Missouri driver carry. When the other driver had no policy, or fled, your uninsured motorist coverage answers, and a hit and run violates RSMo 577.060, which strengthens the civil case once the driver is found.
Fault is shared, not all or nothing. Under RSMo 537.765 and Gustafson v. Benda, being 20 percent responsible for a lane change at Noland Road means recovering 80 percent, never zero. RSMo 516.120 sets a five year deadline to file an injury suit and RSMo 537.100 a three year deadline after a death. An IndeBus, a RideKC bus or a city truck brings sovereign immunity into the case, with exceptions when a public employee was driving or a dangerous condition of public property caused the harm, and a few cities also demand a short written notice up front, which we send first.
See if you have a case
Three answers and a phone number. An attorney reviews your situation and calls you back, free.
Results in cases like this
T Bone Accident
$1,800,000
Insurer offered$120,000
Broken pelvis and internal bleeding at an intersection. The insurer offered $120,000.
Drunk Driver Victim
$1,500,000
Insurer offered$50,000
Traumatic brain injury caused by an impaired driver. The insurer offered $50,000.
Every case is different. Past results do not guarantee, warrant, or predict a similar outcome.
Where we help in Missouri
How Top USA Law handles Independence car accident claims
Top USA Law does not have an Independence office. We handle Jackson County cases by phone and video, and we come to your home or hospital room when that is easier. Andranik "Andy" Boyadzhyan, who holds a Missouri license, is the attorney responsible for the file. In the first week we obtain the Independence Police or Highway Patrol report, put IndeBus, RideKC and the Noland Road storefronts on notice to preserve video, gather your Centerpoint or Truman records and notify the other driver's insurer. The Missouri car accident lawyer page explains every state rule, or call (877) 411-5291 for a free consultation. No attorney fee unless we win, and costs may apply.
We serve Missouri clients by phone, video and in person appointments arranged case by case.
Courts where Missouri crash cases are heard
- Circuit Court of Jackson County, Independence
Missouri laws that control your case
RSMo 537.765
Comparative fault: recovery is reduced by your share of fault, never barred (see Gustafson v. Benda).
RSMo 516.120
Five year deadline to file a personal injury lawsuit.
RSMo 537.100
Three year deadline for a wrongful death action.
RSMo 303.025
Mandatory motor vehicle liability insurance.
RSMo 577.060
Leaving the scene of an accident.
RSMo 577.010
Driving while intoxicated.
Hurt in a crash in Independence? Talk it through for free.
Missouri filing deadlines and insurance notice rules can be short. A free call tells you where your clock stands.
Car Accidents questions in Independence
Which hospital treats Independence car accident victims?
Centerpoint Medical Center, off I-70 at Little Blue Parkway, receives most Independence crash patients. The worst injuries are taken to University Health Truman Medical Center in Kansas City, the Level I trauma center for the metro. Top USA Law requests the emergency chart and follow up records from whichever hospital cared for you.
How do I get the police report for an Independence crash?
For a crash on a city street such as Noland Road or 23rd Street, the Independence Police Department has it and releases it through its records division. For I-70, the Missouri State Highway Patrol may have responded, and you request that report from the Patrol. We order it for you.
Where is an Independence car accident lawsuit filed?
In the Circuit Court of Jackson County at the eastern Jackson County courthouse in Independence. RSMo 516.120 allows five years from the crash to file, but the dealership cameras along Noland Road overwrite themselves in weeks, so we start long before that.
I was hit by an IndeBus on 23rd Street. Is my claim different?
Yes. IndeBus is the city's transit service, so the City of Independence, a public entity, is the defendant. Sovereign immunity applies, with exceptions for a public employee operating a vehicle and for a dangerous condition of public property, and some cities insist on a short written notice early. Call soon so it goes out on time.
What if I was partly at fault for a crash at the 291 Highway interchange?
You still have a case. Missouri's pure comparative fault rule, RSMo 537.765 as shaped by Gustafson v. Benda, reduces your recovery by your share of the blame and stops there. A driver held 35 percent responsible still collects 65 percent. Let us handle the adjuster's questions.
What does an Independence car accident lawyer cost?
Nothing to start. Top USA Law takes Independence crash cases on a contingency basis, so the consultation is free and the attorney fee comes out of the recovery only if we win. Case costs can apply, and the written agreement lists them before you sign anything.
Last reviewed by Andranik "Andy" Boyadzhyan, Esq., September 2026.
Get your free Independence case evaluation
Three fields. We respond fast, day or night.
Hit by a semi truck on the highway. Top USA Law knew exactly how to deal with the trucking company. Got me $425,000 after they initially offered $30,000.
Client testimonials. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case.
Talk to an Accident Attorney
Top USA Law. Services are not available in all states.
Takes 30 seconds. No obligation.
Other services in Independence
Statewide guide: Car Accident Lawyer in Missouri