Rear End Collision
$2,300,000
Insurer offered$85,000
Spinal cord injury after a rear end crash. The insurer offered $85,000.
Serving Kansas City, Missouri
Car Accident Lawyer in Kansas City, Missouri
Hurt in a crash in Kansas City? The insurance company already has a team working on your claim. You should too. A free call tells you where you stand.
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In Missouri, a Kansas City car accident claim goes straight to the driver who hit you and that driver's insurance. There is no no fault step, and sharing blame lowers what you get but does not end the claim. Top USA Law builds the case from the crash report and the hospital chart. Call (877) 411-5291.
Where Kansas City car accidents happen
Interstate 70 runs through the heart of Kansas City, and the stretch east of downtown where it meets Bruce R. Watkins Drive, US 71, is where many of the city's serious crashes begin. Traffic off the Watkins ramps merges into fast lanes with little room, and the downtown loop just to the west stacks I-70, I-35 and I-670 on top of each other with exits on both sides. A driver who misses an exit and cuts across two lanes starts the chain reaction that fills the police log every rush hour.
The outer ring is no calmer. I-435 carries commuters around the whole metro, I-35 brings trucks in from the southwest, and I-29 feeds the airport and the Northland. A rear end crash at 70 miles an hour on I-435 is a different injury from the same crash at 30 on Ward Parkway, where the trouble is left turns across the median near the Plaza.
On the east side, Independence Avenue, Prospect Avenue and Troost Avenue see pedestrians struck at unlit crossings, and along Main Street the streetcar shares its lane with cars turning across the tracks. Each of those crashes leaves evidence that fades within days.
Getting treated at Truman Medical Center after a Kansas City crash
University Health Truman Medical Center on Hospital Hill is a Level I trauma center and where ambulances take the worst crashes from I-70 and the downtown loop. Research Medical Center on Meyer Boulevard is also Level I, and Saint Luke's Hospital sits near the Plaza. That first emergency chart is the record the insurer trusts most.
The crash report and the Jackson County courthouse
Kansas City Police write the report for city street crashes, and you request it through the department's records unit. On I-70, I-435, I-35 and I-29 the Missouri State Highway Patrol usually responds. A lawsuit over a Kansas City crash is filed in the Circuit Court of Jackson County, which sits at the downtown courthouse on East 12th Street and at the courthouse in Independence.
Who pays, shared fault and the five year deadline
Missouri has no personal injury protection, so nothing on your own policy pays medical bills automatically. Health insurance covers treatment while the claim is open, MedPay helps if you bought it, and the driver who caused the crash pays through the liability coverage that RSMo 303.025 requires of every Missouri driver. If that driver had none, your own uninsured motorist coverage responds.
If you were partly at fault for a merge at the Watkins interchange, RSMo 537.765 and Gustafson v. Benda mean your recovery is reduced by your share, not wiped out. RSMo 516.120 gives you five years from the crash to file suit, and RSMo 537.100 gives a family three years after a death. A RideKC bus, the streetcar or a city truck adds a step: public entities have sovereign immunity except for the operation of motor vehicles and dangerous conditions of public property, and some cities require a short written notice first, so we send that notice first.
See if you have a case
Three answers and a phone number. An attorney reviews your situation and calls you back, free.
Results in cases like this
T Bone Accident
$1,800,000
Insurer offered$120,000
Broken pelvis and internal bleeding at an intersection. The insurer offered $120,000.
Drunk Driver Victim
$1,500,000
Insurer offered$50,000
Traumatic brain injury caused by an impaired driver. The insurer offered $50,000.
Every case is different. Past results do not guarantee, warrant, or predict a similar outcome.
Where we help in Missouri
How Top USA Law handles Kansas City car accident claims
Top USA Law does not keep an office in Kansas City. We meet clients by phone, by video, at home or at the hospital, and Andranik "Andy" Boyadzhyan, licensed in Missouri, handles the case. In the first days we order the police or Highway Patrol report, send letters to preserve RideKC and storefront camera footage, request your Truman or Research records and put the other driver's insurer on notice. The Missouri car accident lawyer page covers the state rules in full, or call (877) 411-5291. No fee unless we win; costs may apply.
We serve Missouri clients by phone, video and in person appointments arranged case by case.
Courts where Missouri crash cases are heard
- Circuit Court of Jackson County, Kansas City
Missouri laws that control your case
RSMo 537.765
Comparative fault: recovery is reduced by your share of fault, never barred (see Gustafson v. Benda).
RSMo 516.120
Five year deadline to file a personal injury lawsuit.
RSMo 537.100
Three year deadline for a wrongful death action.
RSMo 303.025
Mandatory motor vehicle liability insurance.
RSMo 577.060
Leaving the scene of an accident.
RSMo 577.010
Driving while intoxicated.
Hurt in a crash in Kansas City? Talk it through for free.
Missouri filing deadlines and insurance notice rules can be short. A free call tells you where your clock stands.
Car Accidents questions in Kansas City
Which hospital treats Kansas City car accident victims?
University Health Truman Medical Center on Hospital Hill and Research Medical Center on Meyer Boulevard are both Level I trauma centers, and ambulances from I-70, I-435 and the downtown loop go to one of them. Top USA Law requests the records from whichever hospital treated you.
How do I get the police report for a Kansas City crash?
For a crash on a city street, request it from the Kansas City Police Department's records unit. For I-70, I-435, I-35 or I-29, the Missouri State Highway Patrol usually wrote it and you request it from the Patrol. Ask the officer which agency will have it.
Where is a Kansas City car accident lawsuit filed?
In the Circuit Court of Jackson County, which sits at the downtown courthouse on East 12th Street and at the courthouse in Independence. Under RSMo 516.120 the lawsuit must be filed within five years of the crash, and filing early keeps the evidence fresh.
I was hit by a RideKC bus on Prospect Avenue. Is my claim different?
Yes. RideKC and the KC Streetcar are public entities, so sovereign immunity applies with exceptions for the operation of motor vehicles and dangerous conditions of public property, and some cities require a short written notice first. Call early so the notice goes out on time.
What if I was partly at fault for a crash on I-435?
You still have a claim. Under RSMo 537.765 and Gustafson v. Benda, Missouri reduces your recovery by your share of the blame but never cancels it. A driver found 25 percent at fault recovers 75 percent. Do not give the other insurer a recorded statement first.
What does a Kansas City car accident lawyer cost?
Nothing up front. Top USA Law handles Kansas City crash cases on a contingency fee, so the consultation is free and there is no attorney fee unless we recover money for you. Case costs may apply, and the written agreement spells them out before you sign.
Last reviewed by Andranik "Andy" Boyadzhyan, Esq., September 2026.
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Excelente servicio. Hablaron español conmigo y me explicaron todo el proceso. Recibí $320,000 por mi accidente de motocicleta.
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Statewide guide: Car Accident Lawyer in Missouri