Rear End Collision
$2,300,000
Insurer offered$85,000
Spinal cord injury after a rear end crash. The insurer offered $85,000.
Serving Yonkers, New York
Hurt in a crash in Yonkers? The insurance company already has a team working on your claim. You should too. A free call tells you where you stand.
Your attorneyPaul Perkins, Esq.Of Counsel. Licensed in New York.Attorney advertising. Services are not available in all states.

Reviewed by Paul Perkins, Attorney at Law, Of Counsel. Meet the team
In New York, a Yonkers crash victim gets medical bills and part of lost wages paid by no fault coverage first, then a separate claim against the driver at fault once the injury is serious. Top USA Law handles Yonkers claims by phone, video, at home or at the hospital. Call (877) 411-5291.
Yonkers is the largest city in Westchester County, and its crashes follow the old parkways and a few overloaded commercial roads. The Saw Mill River Parkway runs the length of the city with narrow lanes, stone overpasses too low for trucks and almost no shoulder, so a driver who drifts near the Yonkers Avenue or Tuckahoe Road exits ends up in the lane beside them. The Cross County Parkway feeds the Saw Mill, the Bronx River Parkway and I-87 within two miles, and the weave between those ramps by Cross County Center fills with sideswipes and rear end crashes.
The Major Deegan becomes the Thruway at the Bronx line, and the stretch past Yonkers Raceway mixes commuter speed with the trucks the parkways ban. On the surface, Central Park Avenue is a six lane strip of shopping plazas where cars turn across traffic every few hundred feet, and Yonkers Avenue, McLean Avenue and South Broadway through Getty Square see bus, delivery and pedestrian crashes at crowded corners.
On every one of those roads, the Yonkers Police Department, not the NYPD, writes the accident report, and Top USA Law requests it first in every Yonkers claim.
Most Yonkers ambulances go to St. John's Riverside Hospital on North Broadway. The worst injuries go to Westchester Medical Center in Valhalla, the county's Level I trauma center. An adjuster reads that first chart before your own statement, so tell the triage nurse every place that hurts. If you went home from the scene, see a doctor within two days. A gap in treatment is the insurer's favorite argument.
Under New York's no fault law, the insurer of the car you were in, or of the car that hit you if you were on foot, pays your medical bills and part of your lost wages regardless of fault, up to the 50,000 dollar basic economic loss limit in Insurance Law 5102. The application is generally due within 30 days of the crash, and the insurer has 30 days to pay after proof of claim under Insurance Law 5106. If the other driver left the scene, a crime under VTL 600, MVAIC can step in for a Yonkers resident with no household coverage.
To recover pain and suffering from the driver at fault, your injury must be a serious injury under Insurance Law 5102(d), as Insurance Law 5104 requires: a fracture, significant disfigurement, a permanent or significant limitation of a body function, or permanent loss of use. The case is filed in the Supreme Court of the State of New York, Westchester County, at 111 Dr. Martin Luther King Jr. Boulevard in White Plains, within three years of the crash under CPLR 214. For lawsuits filed on or after May 26, 2026, CPLR 1411 applies modified comparative negligence to motor vehicle injury claims, so a driver who was speeding on the Cross County recovers minus their share unless their fault is greater than the other side's combined fault, which can bar the claim. Bee-Line buses are a Westchester County service, so a crash with one, or with a City of Yonkers vehicle, triggers the 90 day notice of claim under General Municipal Law 50-e.
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Rear End Collision
$2,300,000
Insurer offered$85,000
Spinal cord injury after a rear end crash. The insurer offered $85,000.
T Bone Accident
$1,800,000
Insurer offered$120,000
Broken pelvis and internal bleeding at an intersection. The insurer offered $120,000.
Drunk Driver Victim
$1,500,000
Insurer offered$50,000
Traumatic brain injury caused by an impaired driver. The insurer offered $50,000.
Every case is different. Past results do not guarantee, warrant, or predict a similar outcome.
For a Yonkers crash we start with the Yonkers Police accident report, your MV-104, and plaza cameras along Central Park Avenue before they are overwritten. We file the no fault application inside 30 days, collect the St. John's Riverside or Westchester Medical Center records, and calendar the 90 day notice when a Bee-Line bus or City vehicle is in the report. We meet Yonkers clients by phone, video, at home or at the hospital. The New York car accident lawyer page covers the statewide rules; call (877) 411-5291. No fee unless we win, costs may apply.
N.Y. Ins. Law 5102
Defines basic economic loss and the serious injury threshold.
N.Y. Ins. Law 5104
Bars a pain and suffering suit between covered persons unless the serious injury threshold is met.
N.Y. Ins. Law 5106
No fault benefits must be paid within 30 days of proof of claim.
N.Y. CPLR 1411
Modified comparative negligence in motor vehicle cases (lawsuits filed on or after May 26, 2026): recovery is reduced by your share of fault, and you can be barred if you are more at fault than the other side.
N.Y. CPLR 214
Three year deadline to file a personal injury lawsuit.
N.Y. EPTL 5-4.1
Two year deadline for a wrongful death action brought by the personal representative.
N.Y. GML 50-e
Ninety day notice of claim for claims against municipalities and public authorities.
N.Y. VTL 600
Leaving the scene of an incident; a crime when the crash caused injury.
N.Y. VTL 1192
Driving while intoxicated or impaired.
Hurt in a crash in Yonkers? Talk it through for free.
New York filing deadlines and insurance notice rules can be short. A free call tells you where your clock stands.
Last reviewed by Paul Perkins, Esq., September 2026.
Three fields. We respond fast, day or night.
Excelente servicio. Hablaron español conmigo y me explicaron todo el proceso. Recibí $320,000 por mi accidente de motocicleta.
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