Rear End Collision
$2,300,000
Insurer offered$85,000
Spinal cord injury after a rear end crash. The insurer offered $85,000.
Serving Staten Island, New York
Hurt in a crash in Staten Island? The insurance company already has a team working on your claim. You should too. A free call tells you where you stand.
Your attorneyPaul Perkins, Esq.Of Counsel. Licensed in New York.Attorney advertising. Services are not available in all states.

Reviewed by Paul Perkins, Attorney at Law, Of Counsel. Meet the team
In New York, a Staten Island car accident claim begins with no fault coverage, which pays medical bills and part of lost wages regardless of fault, then a separate claim against the responsible driver if your injury is serious. Top USA Law handles those claims. Call (877) 411-5291.
Staten Island is the borough where almost everyone drives, so its crashes look suburban: higher speeds, longer commutes and bigger vehicles. The Staten Island Expressway between the Verrazzano-Narrows Bridge and the Goethals Bridge carries every truck cutting across the island, and the Clove Road, Todt Hill Road and Richmond Avenue exits back up so badly that rear end crashes and sudden lane changes happen daily. The West Shore Expressway and the Korean War Veterans Parkway add high speed wrecks on the South Shore, often at night.
Hylan Boulevard is the surface road that hurts the most people. It runs the East Shore from Rosebank to Tottenville with strip malls, bus stops and left turns across two lanes of fast traffic, and the intersections at New Dorp Lane, Seaview Avenue and Tysens Lane are where pedestrians and turning drivers meet. Richmond Avenue near the Staten Island Mall and Victory Boulevard through Travis and Bulls Head see the same pattern.
Around the ferry terminal in St. George, Bay Street and Richmond Terrace mix express buses, local S buses and commuters rushing for the boat. Each time, the responding NYPD precinct files the collision report anchoring your claim.
Staten Island University Hospital's North campus on Seaview Avenue in Ocean Breeze is the borough's Level I trauma center, where Expressway and Hylan Boulevard ambulances run first. Richmond University Medical Center in West Brighton takes many North Shore crashes. Those emergency records, written within hours and before any insurer is involved, outweigh anything later. If you drove yourself home, get examined within two days anyway, because a treatment delay is the adjuster's favorite argument that your pain came from elsewhere.
New York's no fault law means the insurer of the car you were in, or of the vehicle that hit you if you were walking or cycling, pays medical bills and part of lost wages regardless of fault, up to the 50,000 dollar basic economic loss limit in Insurance Law 5102. The application generally must be filed within 30 days of the crash, and Insurance Law 5106 then obligates the insurer to pay within 30 days of proof of claim. A hit and run on the West Shore Expressway is a crime under VTL 600, and MVAIC can step in for a Staten Island resident with no household coverage.
To recover for pain and suffering you sue the at fault driver, and only a serious injury under Insurance Law 5102(d), the threshold Insurance Law 5104 enforces, qualifies: a fracture, significant disfigurement, a permanent or significant limitation, or permanent loss of use. Suit is filed in the Supreme Court of the State of New York, Richmond County, at 26 Central Avenue in St. George, within three years under CPLR 214. CPLR 1411 reduces your recovery by your share of blame, and for lawsuits filed on or after May 26, 2026, fault greater than the other side's combined fault can bar it. If an express bus, a local S route, an Access-A-Ride van or a City vehicle was involved, General Municipal Law 50-e requires a notice of claim within 90 days, and a late notice can end the case.
See if you have a case
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Rear End Collision
$2,300,000
Insurer offered$85,000
Spinal cord injury after a rear end crash. The insurer offered $85,000.
T Bone Accident
$1,800,000
Insurer offered$120,000
Broken pelvis and internal bleeding at an intersection. The insurer offered $120,000.
Drunk Driver Victim
$1,500,000
Insurer offered$50,000
Traumatic brain injury caused by an impaired driver. The insurer offered $50,000.
Every case is different. Past results do not guarantee, warrant, or predict a similar outcome.
On Staten Island the other driver is often a neighbor with a minimum policy or a through truck, so we check your underinsured coverage first, file the no fault application within 30 days, pull the NYPD report and your MV-104, and request the hospital records. A bus or City vehicle means the 90 day notice goes immediately. Clients meet us by phone, video, at home or in the hospital. See the New York car accident lawyer page for the statewide picture, then call (877) 411-5291. Costs may apply, but there is no fee unless we win.
N.Y. Ins. Law 5102
Defines basic economic loss and the serious injury threshold.
N.Y. Ins. Law 5104
Bars a pain and suffering suit between covered persons unless the serious injury threshold is met.
N.Y. Ins. Law 5106
No fault benefits must be paid within 30 days of proof of claim.
N.Y. CPLR 1411
Modified comparative negligence in motor vehicle cases (lawsuits filed on or after May 26, 2026): recovery is reduced by your share of fault, and you can be barred if you are more at fault than the other side.
N.Y. CPLR 214
Three year deadline to file a personal injury lawsuit.
N.Y. EPTL 5-4.1
Two year deadline for a wrongful death action brought by the personal representative.
N.Y. GML 50-e
Ninety day notice of claim for claims against municipalities and public authorities.
N.Y. VTL 600
Leaving the scene of an incident; a crime when the crash caused injury.
N.Y. VTL 1192
Driving while intoxicated or impaired.
Hurt in a crash in Staten Island? Talk it through for free.
New York filing deadlines and insurance notice rules can be short. A free call tells you where your clock stands.
Last reviewed by Paul Perkins, Esq., September 2026.
Three fields. We respond fast, day or night.
Best decision I ever made. My truck accident case settled for $285,000. They were available 24/7 and always kept me updated.
Client testimonials. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case.
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Statewide guide: Car Accident Lawyer in New York